Debt is not Kool!

3 Steps to Find “Freebies” to Add to Your E-book

Those of us who regularly shop on line are familiar with the array of free gifts, free bonuses and just plain freebies that are offered to a visitor to a website to encourage them to buy. How could you collect, select and offer free gifts, which will be valued as much as the original merchandise that is being purchased, put these gifts together and add them to your E-book? There are just three steps to do that very thing. They are:

1. Identify your key words in each chapter of your E-book. Now, type those words into your favorite search engine. You are looking for free E-books on the same subject in more depth, by a greater expert than you are, or by someone who gives a new and fresh angle to the topic. Add a link to the free E-book in each chapter of your E-book.

2. Research the Internet for related free gifts. Now you are looking for things that you could give as free gifts in your E-book that will make it more appealing and give it more pass-along appeal to your readers. For example: If you are selling gardening supplies, find a planting guide on the web that can be downloaded and include that as a gift in your E-book.

3. Download the freebies. Visit the freebies pages on those web sites. Most sites have freebies and encourage you to distribute them.

Other key words I searched for are freebies, free E-books, and free reports and then gave the key word that I wanted the free stuff for. Like… “freebies for gardeners”.

Give your reader the vest that you can offer. Give them your book, additional reading material and free gifts to boot. Everybody loves a bargain! So, if you are newbie. Just do this freebies tips!

Start Viral Marketing Campaigns Using E-books

Viral Marketing sounds like something bad but it is actually something very good. It is, also, a powerful way to generate traffic to your website.

Think about how a virus spreads from on person to another. One person gets sick and just by sneezing they can give the virus to many more people… those people get sick and share their germs with everyone they know and the next thing anybody knows is that there is an epidemic. That is the very concept of viral marketing. The idea is to get everyone to spread your marketing message around because they want to.

Now let’s look at using an E-book to start your viral marketing campaign. First you create an E-book… a really good one that has links to your website, to your sales page and affiliate links to products and services that you recommend… and you give it to three people. In the book you encourage those three people to give it to their friends and family.

Before you know it the E-book is spreading across the Internet like wild fire. Digital information duplicates easily and quickly so before you know it, thousands of people could be reading your free E-book.

Make certain that you let people know that they have permission to forward the E-book around the Internet. When you create the E-book, you have the right to give people certain rights. One of those rights could be that you allow them to give the book to other people. Make it clear that this book is free to give away.

You can write the E-book yourself, use private label content or you can hire a ghostwriter to prepare the content. There are a lot of ways to create an E-book. Once you have your E-book written, use software to create your E-book.

Ps: I guess, i need to write something for my new ebook.

Getting a “Buzz” On

Viral marketing has matured a bit over the years. There seems to have been a shift to the web not just being seen by agencies and brands as another tick box for any ad campaign, which is significant enough, but now being the medium where a campaign is launched to create a buzz before it hits TV and print. Even before a movie is released which used to be seen as the pre-launch buzz-generation activity. Big business “gets it”.

Buzz works! It can work for small and start-up businesses, as well. The planning stage of a viral campaign will set out objectives and develop the viral theme for a buzz. There are three core components to any viral campaign and businesses of any size can use them. They are:

1. The creative material: the viral agent that embodies the message you want to spread in a digital format (image, video, text, etc). The trick is to put together material that people will be eager to share with their family and friends and people are much more eager to share “advertainment” and advertisement.

2. Seeding: distributing and placing the agent online in places that provide the greatest potential spread. Direct viral material downloads or links on specialist viral third-party web sites in order to create awareness and spread before users get to the campaign destination site.

3. Tracking: Measuring the spread of the campaign to provide accountability and prove success. It is absolutely vital that you know what is or is not working. The only way to get that information is to track the results of your seeding.

We all have lots of bills to pay, but if you have to pay rent that is probably the most important. Even if you are just a couple weeks late on rent, there is the possibility of finding yourself homeless. To most of us, the thought of being homeless is so far-fetched we don’t think about it, but it can happen to the best of us.

If you can’t pay your rent, here are some steps to take to avoid this dire situation.

1) Read your lease- If you find that you are unable to pay rent on time, the first thing you should do is read your lease front to back, and then do it again. Make sure you are clear on how many days late you can be on rent without consequence, and what the consequences are if you go past that date. One thing to pay particular attention to is the mention of late fees, or the lack thereof. If a landlord tries to charge you a late fee and there is no mention of a late fee in the lease, this is illegal and you don’t have to pay it.

2) Be honest- Don’t try to hide from your landlord starting the day rent is due. Try to set up a meeting with them to explain your situation. If this isn’t possible, write them a letter or an email. Don’t exaggerate your situation or throw a pity party. Simply tell them how it is and request an extension. Try not to ask for more than a few days though, as they are much less likely to agree to this. If this situation is an anomaly for you, be sure to make that clear. Tell them the reasons why It happened this month and the reasons why it is not going to happen again.

3) Pay as much as you can- Something is better than nothing, right? If you are able to pay a portion of the rent on time, do it. Negotiate a specific date with your landlord to pay the rest of it, and stick to it. If you are late on the late portion, it is not going to look good. When you agree on a date, be one hundred percent sure that you will have the money by then.

4) Take care of yourself- If you stress all night about paying rent, you won’t sleep. If you don’t sleep, you will look shabby. If you look shabby, it will appear that you don’t have your life together. If your landlord notices this, he or she will be much less likely to believe you that this situation won’t happen again. Look as presentable and put together as possible when confronting them. Having confidence in yourself will help them have confidence in you.

Credit to Sherry L Harris

Ps: So, you still cannot paying your own rent?

It’s a situation that no one wants to find themselves in, but unfortunately some of us do. Your bills keep coming but you don’t have the money to pay them. When this happens, there are two ways to deal with it. All too often, people choose to bury their head in the sand and pretend like it’s not happening. This only makes the problem get increasingly worse over time. The other way to deal with it is to face it head on, but this is easier said than done.

Here are some suggestions for dealing with it correctly.

1) Make a list- The first thing you need to do is make a list of all of the bills you must pay. For example, your list may include a mortgage, car payment, college loans, insurance and credit cards. For each of these payments, find someone to contact. The fact that you took initiative will usually result in a positive reaction from lenders. Be sure to get their name so that you can contact the same person each time. Also, if an agreement is reached, make sure you get it in writing. If you are unable to reach the same person later, you will need proof that you had an arrangement with them.

2) Be wary of quick solutions- The fact is that debt is a big problem, and it is not going to be solved quickly. If someone advertises a solution that seems too good to be true, it probably is. One example of this is debt consolidation loans. The keyword here is loan. It will get rid of your problem for awhile, but in the long run it is just going to be yet another loan you need to pay off. Use this solution with caution. Another thing to watch out for is debt doctors. These are companies or individuals who claim to have the ability to erase your credit record for a fee. This isn’t actually possible, however, and they are just scamming you for your money.

3) Keep the rest of your life in check- If your finances are falling apart, don’t let the rest of your life fall apart with it. Depression will cause inaction and inaction will cause more debt. Try to keep your life as under control as possible. Simple ways to do this are to make sure you get enough sleep at night, and eat a healthy amount of nutritious food each day.

Credit to Sherry L Harris

Interesting idea huh? So, i hope you can pay your bills now.

Debt has a way of hanging on you and making you feel tired, panicked, suffocated and worse. If you’re feeling this way, you’re not alone. Millions of other Americans are drowning in debt with thousands and thousands of dollars of debt against them. While it can often feel as if you will live with this debt forever, there are some really important things you can do to get out of financial debt. Here are a few tips and suggestions to help you do just that.

Stop All Credit Card Usage

Credit cards are the number one type of debt that individuals suffer with. When you’re ready to experience freedom from your debt, the first thing you need to do is stop the credit card usage. Even if you still have a relatively large amount of freedom left on your credit cards, adding more debt will only slow the journey to freedom. Cut them up, throw them away, freeze them in a block of ice or whatever you want - just stop using them. Pay for things with cash and only get those items that you have the money to pay for immediately.

Make a Commitment

The second most important thing you have to do is make a commitment to pay down your debt. This starts by determining exactly how much you owe on your bills each month and how much over the minimum payments you can afford to pay. If there are no minimum payments, pay as much as you can. Determine the amount of money you have to work with in order to pay down your debts on a monthly basis and divide that money equally or pay more on the higher interest loans and debt. As you begin to pay down these debts, you will be on your way to financial freedom - and at the very least, the creditors will back off a bit.

Gather All Available Resources

In order to get out of your debt quickly, the more you can pay the better. Obviously, you need as much money as you can to throw at these debts. However, with many families living paycheck to paycheck, that’s a difficult thing to do. There are a few great ways that you can come up with extra cash to get these debts off your shoulders. The first is to try and receive overtime at work if you’re paid hourly. Devote all of the overtime pay to the debts. Another way is to get a part-time job working in the afternoons or a few hours a day. Again, devote the money to the debts. Have garage sales, sell items you no longer need or want, create crafts to sell or hold a fundraiser. You can even save more money by cutting out some of the indulgences you usually purchase and throw that money at the debts.

While it may seem like you’re suffering to pay off your debts, the quicker you get them paid off, the faster all of your extra income becomes yours again.

Credit to Kristiana Jones

Ps: Did you happy now guys?